Building Exposure & Risk for France
Development of an insurance-grade building-level exposure and risk model for France for various building typologies and perils.
On behalf and in collaboration with Swiss Re Solutions we have developed a detailed Exposure and Risk Scores for France. The products are available via Swiss Re´s Property Insights Platform.
Use Cases:
- Portfolio Enhancement: Enhance your portfolio insights using our solutions.
- Leverage our advanced exposure modelling to refine underwriting decisions. Accurately assess risk concentrations, enabling precise premium pricing and policy customization.
- Benchmark your portfolio risks against our detailed building properties, building value, and per peril risk score
The Exposure:
- ~50mn buildings
- Usage category
- Physical properties: Height, number of storeys, wall and roof material, floor area, footprint area …
- Building value: Replacement value, time value, reconstruction value
Risk Scores:
- Based on Risk Type specific vulnerabilities and state-of the art hazard modelling
- Building level Risk Scores for four perils: Earthquake, Flood, Wind, Hail
- Calibrated, AAL-based Risk Scores for Earthquake and Wind
- Relative Risk Scores for Flood and Hail
- Flood Risk Scores based on Hazard maps
- Hail Risk Scores based on expected hail days per year
